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Group Personal Accident
The group personal accident insurance plan offers protection against unintentional death, total and permanent disability, and unintentional partial disability. Some plans also include coverage for temporary total disability, which prevents the covered member from working for a few weeks. A lump sum compensation is given in cases of accidental death and disability, whilst weekly benefits are given in cases of temporary total disability up to a certain number of weeks until the member recovers.
Insurance policies
- The policy provides a lump-sum payment in case of accidental death of the insured member.
- The policy provides a lump-sum payment if the insured member suffers from permanent total disability due to an accident.
- The policy provides a percentage of the sum insured if the insured member suffers from permanent partial disability due to an accident.
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Group Personal Accident insurance is a type of insurance that provides financial protection to a group of people in the event of accidental injury, disability, or death.
Any group of people, such as employees of a company, members of an association, or students of an educational institution, can avail Group Personal Accident insurance
The benefits provided by Group Personal Accident insurance include coverage for accidental death, permanent total disability, permanent partial disability, and temporary total disability. In addition, some policies also cover medical expenses incurred due to accidental injury.
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