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Film Insurance
Purchasing a film insurance policy is a wise and proactive move for any film production company. It provides peace of mind and security against the unforeseeable, such as natural disasters or actors being unwell, which might result in shoot cancellation. It also protects your production from the possibility of copyright disputes and unauthorized use of crucial aspects such as names, characters, ideas, or formats, in addition to protecting unexpected events. Don’t leave the success of your film to chance; instead, protect it with a comprehensive film insurance policy.
Insurance policies
- Film production insurance covers the physical and financial risks associated with the making of a film or video project.
- Coverage typically includes protection for the film equipment, props, sets, and wardrobe, as well as liability insurance for accidents that may occur during filming.
- Policies can be tailored to meet the specific needs of each project, and may include coverage for things like weather interruptions, loss of use, and production delays.
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The film insurance works similar to any other insurance policy in which the insurance company would cover the loss or damage to the property and cast off the insured in return for an amount known as premium. The insurance would be valid for the period of insurance as mentioned in the policy document and any loss or damage would be covered only during this period. In case of any loss or damage caused by an insured peril, the insured can approach the insurance company for compensation by submitting all the relevant documents and following the laid down procedures.
Short term insurance: This type of film insurance covers the production risks based on the duration of the project. The project could be for months or years duration and the premium would be charged accordingly.Long term insurance: This type of insurance covers the production risks based on the policy period basis where multiple projects would be covered. There can be multiple projects which are covered under a single long term insurance.
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